Debt is a serious problem. Some people get into financial
trouble because of a serious illness or other family
catastrophe. Other people sink gradually into debt because
of a series of poor financial decisions. No matter how it
happens, few of us are really prepared to cope with debt.
That's because not many of us are financial masterminds.
By the time we realize we're in trouble, it's almost
We started Debt-Consolidation-Diva to provide practical,
useful, basic information to people who are considering debt
consolidation as a way to manage their debt problem. We're
not advocating debt consolidation. Debt consolidation is a
great thing, but it is not the right solution for everyone.
Some people won't qualify for it, others will do better with
But for the right people--and there are a lot of us--debt
consolidation can be a great way to fight your way back to
financial freedom. This site is about providing information.
A lot of companies give you information, but they're also
trying to sell you a product. Debt-Consolidation-Diva
doesn't make loans. We don't sell programs.
All information on this site is accurate to the best of
our ability at the time of publishing, but we make no
guarantees, implicit or explicit, that the information is
correct. We also strongly state that we are NOT a substitute
for credit counseling or professional financial services. We
do not recommend that you read our information and get no
other advice. Take our site and its contents as information
published for entertainment purposes only. Use this site to
get motivated, encouraged, and to help you on your way. Do
your own research, get a certified credit counselor
involved, and take action. We're an encouragement and a
resource along the way, not the solution!
Want to contact us? E-mail us at