Most of us find
credit very tempting. After all,
who doesn’t want to get all the
goodies right now and worry
about paying them off on some
distant tomorrow? Why wouldn’t
you want to live as well as you
possibly can right now? And for
those of us who find it hard
just to make ends meet, credit
is a welcome friend that says we
can still replace the broken
dishwasher even though we’re
credit is a wolf in sheep’s
clothing. It looks warm, fuzzy,
inviting, and helpful, but the
fact is, credit is just a debt.
And the problem
that so many of us face is that
once we realize it’s a debt, we
just reach out for more credit
to fix the problem.
You may be
addicted to credit.
· Have you ever
gotten a new credit card because
your old ones were maxed out?
· Have you ever
written one of those checks that
credit cards companies sent you
to pay off another credit card
so that you could go out and
· Have you ever had
to borrow (or write one of those
credit card checks) to make the
minimum payment on one of your
· Do you have more
than six credit cards?
· Do you sometimes
need to split up purchases and
put them on several credit cards
to avoid exceeding your
Credit is like
candy. A little bit is fun, a
lot can make you sick, and too
much will kill you (but slowly
and painfully). The trouble is,
most people with manageable debt
problems unwisely use credit to
fix those problems and end up in
So what do you
do? If you are addicted to
credit, you need to stop loan
offers from coming in to you.
You need to stop companies from
trying to tempt you with yet
another credit or some new loan
Go to this
allows you to register yourself
so companies cannot make you
loan offers in the future. This
means that credit card companies
won’t try to seduce you with
another card and debt relief
companies won’t be able to lure
you with a promise of a new loan
to pay off your old loans.
addicted to credit, this is the
first step to getting help. Many
of us got into financial trouble
because those offers of more
cards and more credit were just
too easy. You are
probably getting offers like
that almost every day, and some
of them look appealing.
Make it stop.
Register right now.
But what if you
might actually want a loan in
the future? After all, the
future is a long time. You might
need a loan sometime again in
your life. Besides that, you’re
in debt right now and you may
need to borrow a little to get
yourself over a rough patch.
program does not prevent you
from getting credit or loans!
You can still do that. The only
difference is that you have to
initiate the process. You can
call up or go online to credit
card companies or other
financial institutions and ask
for money. But you’re taking
that first step.
companies you've never dealt
with are no longer allowed to
just send you spectacular,
For some people,
doing this one simple step will
help save them from digging
themselves in any deeper. It
does not cost anything and it
won’t prevent you from actually
getting another loan or card. It
only prevents those temptations
from coming to you when you may
not be able to resist them!
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